Retirement Planning

Retirement is one of the biggest financial decision many will ever face. Most hardworking people spend their whole lives working to provide for their family and love ones to ensure they have a better life. Unfortunately, many people struggle to envision what life will be like after their work career. The idea of an impending retirement often invokes questions about money, stability, and quality of life such as:

 “Will I have enough money to last me the rest of my life while still maintaining the quality of lifestyle I’ve worked so hard for?”

If this is a question you are asking yourself, it might be a good time to look into options to better secure your desired retirement future. It is true that there are many unknowns when it comes to retirement planning such as: What will taxes be when I retire? How long will I live? Will I need long-term care?

However, there is still a lot we do know such as: level of income at retirement, general living expenses per year, and amount of savings. By knowing this we can help you answer questions like:

“Am I saving enough?” 
“Are we taking the correct amount of risk with our assets?”
“Are we investing in the right places?”
“Should I be working part time for the first few years of retirement?”
“How much of a difference would it make if I retired a few years earlier/later?”
“Can we afford to buy a vacation home?”
“How can we limit our exposure to high expenses of custodial care?”

For our clients, retirement planning doesn’t start at retirement, it starts way before then. Wherever you are in your retirement journey we can help you by assessing your current position, developing and implementing an action plan, and furthermore monitoring to make sure we are still on track. We can help you to plan the meaningful retirement you deserve!